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finanical advisers make customers happy in cheshire

New Lease Of Life

Pensioners embracing the benefits of retirement and new-found time As with any new life stage, planning often helps a smooth transition from the old to the new. Preparing properly for anything new requires planning and commitment. Spending time on planning now will ensure you enjoy the retirement you’ve worked hard…

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global markets matter

Market Matters

Don’t let current global uncertainties affect your financial planning It’s important not to let current global uncertainties affect your financial planning for the years ahead. People who stop their investment planning, particularly during market downturns, often miss out on opportunities to invest at lower prices. It’s important to stick to…

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Avoiding Hidden Dangers In Retirement

Make sure you don’t run out of money or face a reduced standard of living Increasingly, more and more pensioners are keeping much of their pension invested after they retire. This means they’re faced with two very different risks when deciding what to do with their savings in retirement in…

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Could your tax free ISA be nicer?

We are often sending notes on Pensions, so for a topical change we are moving to ISA’s (Individual Savings Accounts) but could your tax free ISA be nicer? The reforms last July did far more than just adding an N to its title to become a NISA. It is now…

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Nine common myths about ISAs you need to ignore

Ten common myths about ISAs you need to ignore There’s still a lot of confusion around ISAs. Unfortunately, many people are missing out on the benefits because they see them as complex or not relevant to their financial status. These people may be putting their savings into regular savings accounts…

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Best Laid (Pension) Plans

Best Laid (Pension) Plans We came across this picture and thought it graphically illustrates the reality of the world we are in. The graphic was originally intended to reference investment...
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What is a risk-free rate of return?

What is a risk-free rate of return? The science of capital markets has been built on the concept that investors are due a return over and above the prevailing ‘risk-free rate’ in the market. This excess return is the ‘risk premium’, and rewards investors for taking on higher risk (i.e….

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